What exactly is a surety bond? A surety bond is a three-party agreement between the surety company, an obligee and the principal. The third party (surety company) guarantees to the second party (obligee) the successful performance of the first party (principal). The surety company guarantees that the obligations of the principal to the obligee will be performed in accordance with the contract, statute or regulations.  A surety bond is not an insurance policy. In the event of a surety loss, the surety will seek repayment from the contractor and its owners, who typically personally indemnify the surety against any and all losses.

Contract Surety Bonds

  • Bid Bonds
  • Payment Bonds
  • Performance Bonds
  • Supply Bonds
  • Maintenance Bonds
  • Subdivision/Site Improvement Bonds
  • Retainage Bonds
  • Advance Payment Bonds

  • We don’t gloss over problems, rather we take a no-nonsense approach to overcoming business challenges.
  • We take a positive approach to our work and advocate for the contracting industry.
  • We are passionate about helping you grow your business in the RIGHT direction.
  • We are pioneers in breaking down bonding barriers for small business.

Contact Josh Lopez, Producer & Marketing Director, at

Maryland Home Improvement Commission (MHIC) Surety Bonds

We have an MHIC program where bonds are approved based on personal credit (soft pull). Discharged Bankruptcies are acceptable. Credit scores as low as 550 can be considered. MHIC Bonds come in two amounts and are for two years: $30,000 or $100,000.

Please, select the application link to download and complete the form and then:  email your application to

Commercial Surety Bonds

Commercial Surety refers to non-stick and bricks construction such as supply and install, dirt hauling, IT related, cabling, service, and maintenance contracts, as well as bonds required by state and federal regulations.

  • Business Services Bonds
  • Court Bonds
  • Driveway Entrance Bonds
  • Encroachment Bonds
  • ERISA Bonds
  • Fidelity Bonds
  • Fiduciary Bonds
  • Forclosure Bonds
  • Guardianship Bonds
  • ICC/Freight/Property Broker Bonds (BMC-84)
  • Janitorial/Custodial Bonds
  • License & Permit Bonds
  • Lost Securities Bonds
  • Notary Bonds
  • Nominal Bonds
  • Probate Bonds
  • Public Official Bonds
  • Reclamation Bonds
  • Trustee in Receivership Bonds
  • Union Bonds (Wage & Welfare)
  • Us Customs Bonds
  • And much, MUCH MORE!!

Contact Audrey Barbour, Commercial Bonds Manager, at

Exclusive Hensel Phelps Head Start Bond Program

The Hensel Phelps Head Start Program is an exclusive program brokered through BG and RLI Surety. You can also read directly from Hensel Phelps’ about the goal of the Bonding Assistance Program clicking here.

Initially proposed by The Barbour Group to help Hensel Phelps manage capacity building for its subcontractor base in the Mid-Atlantic Area. Now with nationwide reach, it is secured by a dedicated partnership with an A+ AmBest rated Surety Company to guaranty bonding for enrolled applicants. To date the program has enabled approval for bonded contracts in excess of $160 million and growing with no claims.  Click here to access the program’s brochure and here to access the application – or use our online portal linked below.

Customer Reviews

“The Barbour Group has provided us with exceptional service for many years. They continue to impress us with their dedication, service, and knowledge of the industry. Their skills will come across in abundance. Briggs Brothers would like to thank The Barbour Group, especially Karen, for always going above and beyond for us. Your team always provides top-notch service. We will continue to refer any company/person looking for bonding services to The Barbour Group!”

Terry Briggs, CEO, Briggs Brothers Enterprises Corporation

“Our company has been supported by the Barbour Group for nearly 20 years. Karen and her team have guided our small business through the bonding world with assurance and success. Karen has maintained and grown our bonding program, helping us to grow our business and expand our opportunities. The Barbour Group is a vital partner in our success, and I highly recommend them without any reservations.”

Dale Ermshler, Vice President, Crane Technologies